Salaried Professional
Working with an employer
- Minimum salary₹15,000 / month
- Job stability1 year
- Minimum age21 years
Check Your Eligibility
Takes about 2 minutes. All fields are required. Nothing here is a final approval.
- Up to ₹15 lakhMaximum financial amount
- From 11%Starting rate p.a. (indicative)
- 6–60 monthsTenure range
- On-callConsultancy support
Indicative figures from our financial disclosure. The partner lender sets your actual amount, rate and tenure.
Financial Partner Network
One application, a network of partner lenders
FINCAP works through relevant financial partners and NBFCs, according to your eligibility and product requirements. Each partner reviews your profile against its own criteria and makes its own decision.
Check your eligibilityEligibility
Who Can Explore FINCAP Financial Consultancy?
The basic criteria for each profile. Every partner lender also applies its own eligibility rules.
Self-Employed Professional
Running a business or practice
- Income tax returnsMinimum 1 year
- Business stability1 year
- Minimum age21 years
Consultation Card Benefits
More Than an Application — Ongoing Consultancy Support
What your FINCAP consultation card includes. Offers depend on each partner's own criteria and your profile.
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Explore multiple banks
One consultation card lets you explore financial options with multiple banks and NBFCs.
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Offers from multiple partners
Receive offers from the partners whose criteria you meet — anytime, anywhere.
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Complimentary consultation
Free professional financial consultation to help with planning and management.
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We approach banks for you
Our team approaches partner banks on your behalf through the process.
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On-call assistance
Help over the phone with your questions, from sign-up to the lender's decision.
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A fully digital process
Sign up, check eligibility, pay and submit documents online — no office visits needed.
Why FINCAP Finance
Financial Guidance Without the Usual Complexity.
Applying on your own and applying with FINCAP both end with the lender's decision. FINCAP is about making the journey to that decision simpler — one place to check eligibility, one team to guide you, and a network of partners to approach.
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Multiple partner access
Your application can reach several partner banks and NBFCs instead of just one.
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Digital process
Sign-up, eligibility, payment and documents are all handled online.
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Flexible options
Choose personal or business financial consultancy when you sign up.
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Consultation assistance
Complimentary financial consultation to help you plan before and after you apply.
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Document guidance
Send documents through WhatsApp or the customer portal, with our team guiding what's needed.
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Support
On-call help from our team throughout the process.
EMI Calculator
Plan Before You Proceed
Estimate monthly EMI based on your preferred amount, rate and tenure.
Open EMI CalculatorHow It Works
The FINCAP Path
Six steps from registration to the lender's decision. FINCAP assists with your application; the partner bank or NBFC makes the decision.
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Quick Registration
Register with your name and mobile number, or log in.
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Check Eligibility
Share your CIBIL score, city, income and any existing EMI for a pre-approval check.
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Buy Consultation Card
Get your FINCAP card. You'll get a receipt by email and a call within 24–48 hours to verify documents.
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Submit Documents
Send your documents within three days through WhatsApp or the customer portal.
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Bank Verification
The partner bank or NBFC verifies your documents.
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Lender Review / Sanction Decision
Final sanction, approval and disbursement depend on the lender's own criteria and your profile.
Start with step 1
GoodCap Capital is a financial consultancy and does not provide loans directly. The eligibility you see is a pre-approval based on the information you give, not a final approval.
Financial transparency
Know the Numbers
Indicative figures. The partner lender sets your actual rate, fees and tenure based on your profile.
- Rate range11%–34%per annum
- Tenure6–60months
- Processing feeUp to 2%may apply
- Financial amountUp to ₹15 lakhsubject to lender
Representative Example
Indicative only₹1,00,000 at 12.5% p.a. for 12 months
Principal₹1,00,000
Interest payable≈ ₹6,720
Processing fee (2%)₹2,000
Total cost≈ ₹1,08,720
APR ≈ 14.27%For illustration only. Your actual figures depend on the lender's offer.
Financial disclosure
- Tenure
- Minimum 6 months, maximum 60 months.
- Annual interest rate
- From 11% up to 34% per annum.
- Processing fee
- Up to 2% may apply.
GoodCap Capital is a financial consultancy and does not provide loans directly. All figures are indicative and subject to lender approval. The actual rate, fees and tenure are set by the partner bank or NBFC, based on your profile and its final approval.
Eligibility, rate, amount, approval, sanction, tenure and charges remain subject to the relevant bank, NBFC or lender. Terms & Conditions apply · Membership & service fees
Customer support
Need Help With Your Financial Requirement?
Talk to our team about eligibility, documents or where your application stands.
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Phone9737069298
Registered office
GoodCap Digital Services Pvt Ltd
G-305, 3rd floor, Surbhi Mall, Waghawadi Rd., Bharatnagar,
Bhavnagar, Gujarat 364002
Office hours
Monday to Friday, 10 AM to 5 PM
Closed on weekends
Ready to Explore Your Financial Options?
Check your eligibility in a few minutes and let our consultancy team guide you through the partner lenders' process.